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Time Laddering Your Investments
The article emphasizes the importance of time-laddering investments for long-term investors, allowing them to access funds as needed without sacrificing returns. It explains the concept of ideal interval of investing for different mutual fund categories and provides an example portfolio distribution. Emphasizing the need for a flexible investment strategy, it encourages periodic review and adjustment. Continue reading
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Paralysed by Choice – Debt Funds
When you are choosing anything – shirt to wear, restaurant to eat at, car to buy – you want options. But in life, too much of anything turns a blessing into a curse. Having a choice is desirable, having too many choices can be overwhelming. It’s useful when you have 10 different shampoos to choose… Continue reading
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Debt Fund or Equity Fund: What’s Right for Me?
Financial advisors often recommend balancing investments in debt and equity, but this generic advice might not suit your specific goals and timelines. To make an informed decision, consider the desired outcome for your investment and the timeline to achieve it. Use a two-dimensional framework to categorize your goals and then choose between debt funds, equity… Continue reading
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Managing Investment is like Sailing a Boat
Consider yourself the owner of a sailing boat; an old-timey sailing boat with actual sails and not engines. The king of the your country has announced a competition for all boat owners. You must sail the seas and bring back a souvenir from a land far away. The king will reward the one who brings… Continue reading
Dogged Investor 